FinTrakker Changelog

Apr 15, 2026

v1.5.0 MCP server v2 — structured license and broker fields

Data MCP tools now return crd_number, license_status, state, license_type, and expiration_date as structured metadata fields on all alert objects.
Feature New search_brokers MCP tool for CRD number or name lookup. Returns license portfolio, disciplinary history, and current FINRA status.
Improve enriched_content is now returned by default on all MCP tool responses. Previously required opt-in via request parameter.

Mar 15, 2026

v1.4.3 IA-registered investment adviser coverage added

Data SEC-registered investment advisers (Form ADV) added as a new license type. Monitor when RIAs update their ADV, add new business activities, or receive deficiency letters.
Data State-registered investment adviser coverage added for all 50 states via NASAA data feeds. Previously only FINRA-registered brokers were tracked.

Feb 18, 2026

v1.4.2 Scraper reliability and latency improvements

Improve FINRA BrokerCheck scraper retry logic overhauled. Transient 503 errors during peak morning hours no longer result in missed license status changes.
Improve Alert delivery latency reduced from an average of 6 minutes to under 3 minutes. Parallel scraper runs now cover all 50 state portals simultaneously.
Fix Duplicate alerts for the same license status change processed across both NMLS and a state portal are now correctly deduplicated.

Apr 1, 2026

v1.4.0 Colorado and Nevada portal integrations

Data Added direct portal monitoring for CO DORA (Colorado Dept. of Regulatory Agencies). Money transmitter licenses previously only available via NMLS are now also verified directly against the CO DORA database.
Data Added direct portal monitoring for NV FID (Nevada Financial Institutions Division), enabling secondary verification for Nevada money transmitter licensees.
Improve Alert delivery latency reduced to under 4 minutes average (previously 6 minutes), achieved by parallelizing scraper verification runs and pre-warming alert delivery queues.
Improve Dashboard performance improvement. License portfolio tables now render 40% faster for accounts with 50+ licenses.

Mar 15, 2026

v1.3.2 CA DFPI false-positive fix + bond tracking

Fix Fixed false-positive alerts for license renewals processed on weekends in CA DFPI. The DFPI portal batches weekend submissions and timestamps them with Monday's date, causing our diff detection to incorrectly flag valid renewals as new changes. Updated change detection to handle weekend batch processing delays.
Feature Bond amount is now tracked and included in alert payloads. When a state updates the required surety bond amount for a license type, the new minimum and effective date are included in the generated alert.
Improve Improved NMLS rate limit handling to prevent occasional 429 errors during peak scraper windows (7:00-7:20 AM UTC).

Mar 1, 2026

v1.3.1 Webhook replay attack protection

Improve Webhook HMAC signature now includes a Unix timestamp in the X-Firmhound-Signature header (format: t=TIMESTAMP,v1=SIGNATURE). Signatures older than 5 minutes are invalid. This prevents replay attacks where an attacker captures and resends a valid webhook payload.
Improve Webhook delivery logs are now retained for 30 days and accessible from the account dashboard, showing delivery status, response codes, and timestamps for each attempt.
Fix Fixed an issue where webhook registrations with trailing slashes in the URL were not matching against delivered events correctly.

Feb 15, 2026

v1.3.0 CSV export + extended alert history

Feature CSV export endpoint launched. GET /alerts/export accepts the same filters as GET /alerts and returns text/csv with all alert fields. Available on Professional and Enterprise plans.
Feature Alert history extended to 1 year for Professional plan subscribers (previously 30 days). Enterprise subscribers have unlimited history.
Improve API response times improved by 35% for GET /alerts with date range filters, through index optimization on the published_at and product_id columns.

Feb 1, 2026

v1.2.5 NMLS twice-daily refresh + NMLS ID in payloads

Improve NMLS Consumer Access data is now refreshed twice daily (7:17 AM and 7:17 PM UTC), doubled from the previous once-daily schedule. This reduces the maximum latency from a status change to an alert from 24 hours to under 12 hours.
Improve NMLS ID is now included in all alert payloads and RSS feed items. Previously only available in the dashboard.
Fix Fixed an edge case where entities with identical legal names across different states could occasionally receive cross-contaminated alerts. Alerts are now uniquely scoped to NMLS ID + state + license type.

Jan 15, 2026

v1.2.0 Webhook delivery + RSS severity metadata

Feature Webhook delivery system launched. Register HTTPS endpoints to receive alert.created events in real time. Includes HMAC-SHA256 signing, 3-retry exponential backoff, and delivery logging. Available on Professional and Enterprise plans.
Improve RSS feed now includes severity metadata in custom namespace elements (<ft:severity>). Enables RSS readers and automation tools to filter or route by severity level without parsing the description text.
Improve GET /alerts endpoint now supports status=all to include both active and expired alerts in a single query.

Jan 1, 2026

v1.1.3 WA DFI integration + duplicate alert reduction

Data Added direct portal monitoring for WA DFI (Washington Dept. of Financial Institutions). Washington's portal updates more frequently than the NMLS feed for WA-licensed entities, reducing detection latency from up to 24 hours to under 6 hours for Washington-specific changes.
Improve Improved change detection algorithm to reduce duplicate alerts. The previous algorithm would occasionally generate two alerts for the same status change when both NMLS and a direct state portal reflected the update within the same polling window. Alert deduplication now uses a content hash comparison across a 4-hour window.

Dec 1, 2025

v1.1.0 Beta launch

Feature NMLS Consumer Access monitoring for all 50 states and DC. Daily polling for money transmitter license status, expiration dates, and licensee information.
Feature Email alert delivery. Renewal reminders at 90, 60, 30, and 7 days before license expiration.
Feature Dashboard with license portfolio table, filter controls, and status badges.
Feature REST API with JWT authentication. GET /alerts with filtering, GET /feed/:productId public RSS feed.
Feature FinCEN MSB Registrant Search integration for federal MSB registration cross-reference.