FinTrakker - Fintech licensing across 50 states. One dashboard.

For AI agents

Use FinTrakker in Claude, Cursor, or any MCP-compatible agent

Add FinTrakker to your agent’s MCP config to query CFPB and NYDFS enforcement actions from any Claude or Cursor session. Your API key is on the dashboard.

claude_desktop_config.json

{
  "mcpServers": {
    "fintrakker": {
      "command": "npx",
      "args": ["-y", "mcp-remote", "https://firmhound.com/mcp/fintrakker"],
      "env": {
        "FIRMHOUND_API_KEY": "your_api_key"
      }
    }
  }
}

Example tool calls

// Search enforcement actions by company name
search_fintech_regulatory_actions(company="Klarna", days=90)

// Trend analysis by violation category
get_enforcement_trends(violation_category="BNPL", period="90d")

// Full regulatory history for due diligence
get_company_regulatory_history(company="Chime")

Full documentation: fintrakker.com/docs · MCP registry

Platform Preview

Your entire MTL portfolio. At a glance.

The dashboard shows license status, expiration dates, and renewal urgency for every state where your company holds or is applying for a money transmitter license.

License Portfolio: 18 Active Jurisdictions

Last synced: April 19, 2026 at 7:17 AM UTC · NMLS Consumer Access + 14 state agency portals

All (18) Renewal Due (4) Pending (1)

State	License Number	Type	Status	Expires
California NMLS #4481209	CA-DFPI-MTL-5502318	Money Transmitter	Active	Dec 31, 2026
New York NMLS #4481209	NY-DFS-MT-B30044	Money Transmitter	Renewal Due	May 31, 2026 42 days
Texas NMLS #4481209	TX-DOB-MT-2024-00481	Money Transmitter	7 Days	Apr 26, 2026 7 days
Florida NMLS #4481209	FL-OFR-MT-FT180024981	Money Transmitter	Active	Sep 30, 2026
Illinois NMLS #4481209	IL-IDFPR-MT-MT.0002441	Transmitter of Money	Pending	—
Washington NMLS #4481209	WA-DFI-MT-550-MT-81230	Money Transmitter	Renewal Due	Jun 30, 2026 72 days
Georgia NMLS #4481209	GA-DBF-MT-48891	Money Transmitter	Active	Dec 31, 2026

Renewal & Compliance Alerts

!

Texas MTL renewal due in 7 days. Surety bond ($300,000) must be on file with TX DOB before submission.

Alert sent Apr 12, 2026

~

NYDFS Circular Letter 2026-04 updated MTL examination scheduling for 2026. Review required before May 1.

Regulatory update Apr 8, 2026

~

Washington DFI increased minimum net worth requirement from $100,000 to $150,000 effective July 1, 2026.

Regulatory update Mar 28, 2026

i

Illinois IDFPR application updated to Pending Review. Estimated 45-90 days for agency decision.

Status update Mar 15, 2026

What Compliance Officers Get

Replace manual NMLS lookups with automated monitoring

FinTrakker tracks every renewal deadline, surety bond change, and state regulatory bulletin so your compliance team spends time on filings, not portal refreshes.

MTL Portfolio Dashboard

Every active license in your portfolio shown in a single sortable table: license number, NMLS ID, issuing agency, type, status, and days until expiration. No more spreadsheets.

90/60/30/7-Day Renewal Alerts

Renewal reminders fire at 90, 60, 30, and 7 days before each license expiration. Each alert names the specific state, license number, and the surety bond that must be on file before submission.

NMLS Status Tracking

License status pulled directly from NMLS Consumer Access and cross-referenced against state agency portals. Approvals, renewals, revocations, and examination notices surface within 24 hours.

Surety Bond Monitoring

State minimum bond requirements tracked by jurisdiction. When a state increases its required bond amount, you receive an alert with the new threshold and effective date, giving you time to adjust coverage before it applies.

Regulatory Change Alerts

NYDFS press releases and CFPB enforcement actions monitored twice daily. State circular letters, net worth requirement changes, and examination scheduling updates surface within hours of publication.

Email, Webhook, and CSV

Alerts delivered via email digest, RSS feed, or webhook. CSV export on demand for board compliance reports, audit documentation, and regulatory correspondence. Every record includes our last verified date.

How It Works

From NMLS and state portals to your inbox

1

Enter your NMLS ID and active states

Enter your company NMLS ID and the jurisdictions where you hold or are applying for money transmitter licenses. FinTrakker immediately pulls your current license records from NMLS Consumer Access and the relevant state agency portals.

NMLS ID: 4481209, 18 licenses loaded across 17 states + 1 pending application

2

We poll NMLS and 14 state portals twice daily

At 7:17 AM and 7:17 PM UTC every day, our scrapers check NMLS Consumer Access, 14 direct state agency portals (CA DFPI, NY DFS, TX DOB, FL OFR, IL IDFPR, WA DFI, MA DOB, GA DBF, OH OFI, AZ DIFI, CO DORA, NV FID, MI DIFS, NC OCCC), and the CFPB enforcement API. Status changes, new examination notices, and revised bond requirements are detected before they affect your operations.

Last check: April 19, 2026 at 7:17 AM UTC. 18 licenses verified, 2 alerts generated.

3

Receive alerts before your renewal deadline

The alert engine fires at 90, 60, 30, and 7 days before each license expiration. Every alert specifies the jurisdiction, license number, the required surety bond amount, and what to submit before the deadline. Regulatory changes surface within 24 hours of publication.

Sample: "TX MTL (TX-DOB-MT-2024-00481) renewal due in 7 days. Bond ($300,000) must be on file with TX DOB before submission."

4

Export your portfolio for audits and board reports

CSV export on demand includes every license number, status, issuing agency, expiration date, and our last verified timestamp. Attach directly to board compliance reports, examiner correspondence, or internal audit documentation.

Jurisdiction Coverage

14 direct state portals. All 50 states.

FinTrakker monitors NMLS Consumer Access for the 58 NMLS-participating state agencies, with direct portal scraping for the 14 highest-volume MTL states. Every U.S. jurisdiction covered.

California

CA DFPI (direct portal)

MTL MSB

New York

NY DFS (direct portal)

MTL BitLicense

Texas

TX DOB (direct portal)

MTL MSB

Florida

FL OFR (direct portal)

MTL

Illinois

IL IDFPR (direct portal)

Transmitter of Money

Washington

WA DFI (direct portal)

MTL MSB

Georgia + 8 more

MA DOB, OH OFI, AZ DIFI, CO DORA, NV FID, MI DIFS, NC OCCC, GA DBF

MTL

+ 36 more states

All U.S. jurisdictions via NMLS Consumer Access

All MTL types

FinCEN MSB registration status cross-referenced for all subscribers. Coverage includes DC, PR, and GU.

Who Uses FinTrakker

CCOs, regulatory consultants, and VP Compliance teams

"We had no systematic process for catching CFPB enforcement orders that named our payment partners. FinTrakker's twice-daily feed means we see it the same day it drops, not a week later when a board member asks about it."

Chief Compliance Officer

Series B payments startup, multi-state operations

"My clients need to know when their banking partners get cited. I check FinTrakker's enforcement digest every morning before calls. Nothing else delivers it this structured at anywhere near this price point."

Principal Regulatory Consultant

Independent fintech compliance practice

"NYDFS enforcement actions are hard to track manually. FinTrakker flags them with penalty amounts and violation categories, so I can triage immediately which ones matter to our license profile."

VP of Compliance

Multi-state money transmitter, cross-border payments

CFPB + NYDFS

Enforcement agencies covered

2x

Daily enforcement refresh

$30K+

Saved vs. Thomson Reuters

14

Direct state portals

Pricing

Scale from one state to all 50

Starter covers a single state for compliance officers building out. Professional handles up to 15 states for multi-state operators. Enterprise covers all 50 states with SLA and multi-entity support.

Starter

$ 99 /mo

Billed monthly. Cancel anytime.

✓ 1 state monitored
✓ NMLS status tracking
✓ Renewal alerts at 90/60/30/7 days
✓ Email + RSS delivery
✓ API access
✓ 30-day money-back guarantee

Get started

What compliance officers do with each source

FinTrakker combines public regulatory APIs and state agency portals into a single monitoring layer. Every source maps to a compliance action.

CFPB Consumer Complaints API

Live

Enforcement actions and complaint data by company, state, and product type. Updated twice daily at 7:17 AM and PM UTC via the public CFPB REST API.

What you do: spot enforcement trends in your states before they become exam flags

NYDFS Press Releases

Live

New York Department of Financial Services regulatory actions, fines, and consent orders. Scraped from dfs.ny.gov twice daily, up to 10 most recent releases per run.

What you do: catch NYDFS MTL actions and circular letters the day they publish

NMLS Consumer Access

Expanding

License status, NMLS IDs, and licensee records for the 58 state agencies participating in the Nationwide Multistate Licensing System. Primary source for renewal date tracking.

What you do: see every license in your portfolio with expiration date and current status

14 Direct State Portals

Expanding

CA DFPI, NY DFS, TX DOB, FL OFR, IL IDFPR, WA DFI, MA DOB, GA DBF, OH OFI, AZ DIFI, CO DORA, NV FID, MI DIFS, NC OCCC. License data and bond requirements outside NMLS.

What you do: catch surety bond requirement changes and net worth updates before they apply

CFPB cited 23 fintechs this quarter.
Did your compliance team know?

Use FinTrakker in Claude, Cursor, or any MCP-compatible agent

Your entire MTL portfolio. At a glance.

Replace manual NMLS lookups with automated monitoring

From NMLS and state portals to your inbox

14 direct state portals. All 50 states.

CCOs, regulatory consultants, and VP Compliance teams

Scale from one state to all 50

What compliance officers do with each source

Stop checking NMLS manually for every state.

More government & financial data products

CFPB cited 23 fintechs this quarter.Did your compliance team know?

Use FinTrakker in Claude, Cursor, or any MCP-compatible agent

Your entire MTL portfolio. At a glance.

Replace manual NMLS lookups with automated monitoring

From NMLS and state portals to your inbox

14 direct state portals. All 50 states.

CCOs, regulatory consultants, and VP Compliance teams

Scale from one state to all 50

What compliance officers do with each source

Stop checking NMLS manually for every state.

More government & financial data products

CFPB cited 23 fintechs this quarter.
Did your compliance team know?